No Equity, No Problem
Any House, Any Condition
No Hidden Fees or Costs
Quick Sale - Fast Completion!
Need to sell your St Albans house quick, but have no equity?
At UK Homebuyers Ltd we have an option for you! We have a free solution available that can help St Albans sellers in difficult financial problems, even with no equity in their mortgage. It's called a No Equity Lease.
If a poor investment or a difficult financial situation have left your St Albans property with no equity or negative equity, our No Equity Lease can help free you of mortgage payments in as little as one week.
We cover your AL1, AL3 area - get in touch today.
How do St Albans No Equity Leases work?
Rather than offering our regular cash sale options, we offer to take over the mortgage payments and maintenance of the St Albans property for a set period (usually around 7-10 years). During this period we have the option to buy the property at a fixed price, once we feel the value has risen to a suitable amount.
This is a win-win situation, since we are guaranteed a return on our outlay and you are able to secure a guaranteed no-equity sale of your St Albans house, whilst no longer facing the burden of unmanageable monthly payments.
There is no extra involvement required at your end to get this organised, as we will pay all the legal fees and costs, including appointing an independent solicitor to act on your behalf.
No Equity & Property Sales - FAQs
If you are struggling to sell your St Albans property and you have low or no equity, don’t despair we can still help. With our 'Rent To Sell Scheme' you may get up to 100% of the market value.
One of our main aims is to ensure that your St Albans property is sold within 7-28 days. You could have the cash you need to move on in life within days. We guarantee to make you an instant preliminary offer within 24 hours if you agree to our offer the simple and stress free process begins.
No, we will provide you with a no obligation full valuation report for FREE; this would normally cost you £299.
We buy direct from you, which means there is no chain, no waiting around for your buyer to sell their house first, simply a fast free St Albans cash sale. Our cash offer is guaranteed; we wont change our mind at the last minute like a residential buyer. So you do not have to worry about broken chains and a delayed sale. From start to finish there are absolutely no fees. We will pay for valuing your St Albans home, and we will pay all your legal fees.
Eviction can be a difficult time for anyone to endure. We have many years of experience assisting people around St Albans facing repossession. We can provide you with advice and solutions to ease the burden. If you are faced with the imminent repossession of your home and you feel there are no more available options, rest assured help is at hand. We are one of the leading St Albans specialists in stopping repossessions.
All transactions are completely confidential. There will be no 'For Sale' sign put up outside your St Albans house, and no disturbance from time wasters, no viewing arrangements for potential buyers. No estate agents either, so your neighbours need never know that you are selling your house.
One of our friendly advisers is happy to review and discuss your options to help you make an informed decision about your future. Once we have assessed your situation you will then receive a no obligation cash offer for your St Albans property. It is entirely up to you if you wish to take the offer or just walk away.
The majority of homeowners sell their property via Estate Agents. However many people have little knowledge of how it really works.
Firstly you will have to contact the agent and arrange a meeting that is suitable for you. You normally have to wait for a week. The agent will arrange to take photos of your St Albans house. The agent will then draw up the particulars of the property once the photos and measurements have been taken.
A well-organised agent will advertise your property in the local St Albans newspaper within three weeks. In some cases the property will also be shown on an Internet site.
Within five to six weeks on initial contact with the agent you may begin to get viewings. Your property must be cleaned throughout and any DIY jobs must be carried out, which might cost hundreds or even thousands of pounds.
It’s estimated that on average a property sells after thirteen viewings. Let’s say for example the property sells on the tenth viewing. You would have to keep your home in immaculate condition for several weeks even months before this happens. You will also have to give up a lot of your time - if you work full time, this can be extremely difficult.
Finally, after weeks of viewings, somebody is interested in buying your home. They now need to arrange a mortgage, which would normally take anything up to eight weeks. The buyer’s solicitor contacts your solicitor and the searches and relevant paperwork are undertaken in the meantime. Even at this crucial stage in the sale they have the legal right to walk away, leaving you in limbo.
At UK Homebuyers Ltd we provide a much simpler, quicker and cheaper solution.
Why choose our St Albans No Equity Lease?
No Equity Leases in St Albans from UK Homebuyers Ltd would be ideal for the following situations:
- You are facing repossession or are in arrears with your mortgage payments
- You are in a position to move on from your St Albans property without a cash lump sum
- You want to get the full market price (or as close as possible) for your St Albans property
- You want freedom from mortgage commitments and to move out ASAP
Do you need a service other than “No Equity House Sales near me in St Albans“?
Our no equity house sale service is also available outside St Albans AL1, AL3….
We know the St Albans area well, but don't forget we also provide no-equity house sales in a number of other local areas in Greater London, the Home Counties and the South East of England: